How to transfer money from BDO to BPI (or any other banks) online

I badly needed to transfer money to a BPI account last night. I have both a BPI and BDO account but my problem is that both accounts' "Transfer to anyone" is not yet enabled. Enabling "transfer to anyone" requires me to either:

1. submit a physical signed form at the bank 
2. go to the nearest ATM to get activation code

Both are not feasible considering its already late night - banks are closed, and it's really not that safe to be fiddling on ATM at night time figuring out the process of activation. 

I solved my problem by turning to Facebook and crowd source my problem. I got tons of reply in just several minutes and one suggestion that really works is by using Send Money to Another Local Bank feature of BDO on BDO's website. I didn't know there is such thing. Good thing my friends told me about it

Note : This can only be done on BDO's website not on the mobile app.

How to transfer money from BDO to BPI online

1. Go to BDO's website (as of this writing it is https://www.bdo.com.ph/personal)
2. Login to Online Banking
3. After successfully logging in, go to the Navigate section on the right side of the page
4. Hover to Send Money , then select Send Money to Another Local Bank
5. You will be asked to fill in the required fields. You can transfer to a number of of local banks here, one of which is BPI. You just need to select the right Bank Code/Name on the Receiver Details.

Note: There is P100 charge for each transaction. It may take 2 business days before the credits reflect on recipient's account.

Click image to enlarge

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Wil Dasovich is diagnosed with this dreaded sickness... :(

A year ago, I was very ill to the point that I'm not allowed to go to work and just rest for 2-3 weeks. I don't have anything much to do back then. I stumble at his youtube channel and was amused by how unique the vlog was. It kept me entertained and refocus my energy on recovering and being happy instead of just thinking about what I feel. The vlog just got this different kind of "kulit" that it'll make you smile and forget about problems.

And now this. I am sincerely very sad that I saw this video and learned that the reason why he is experiencing bleeding and all of the nasty stuff he describes on his previous video is because of...

I actually wrote the illness, but i realized its better if he's the one who's going to tell you. So i've updated this blogpost and removed it. Just watch the video :'( at around 8:24

I was actually hoping that he will reveal this as a prank soon, but it doesnt look like its going that route.

I wish he gets well soon. I've known people who overcome this dreaded thing and I know he can do it as well.

His request is for his viewers to like and subscribe to his Youtube channel. Having an audience who watches him fulfill his wish of reaching to more people to influence and entertain is what makes him happy, and stronger and this time.

From Wil Dasovich Youtube

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Realistic highway fuel consumption of Hyundai Tucson

The trip started at A. Bonifacio highway between Quezon City and Caloocan. The route runs through Balintawak, NLEX, then Plaridel Bypass Road up to Bustos Bulacan. We went to inner roads from Bustos to be able to get out to San Rafael Bulacan's part of Pan Philippine highway. We followed the road until the intersection of Camias-Sibul road, turned right from there and drive for 15kms more before arriving at the destination. We followed the same route on way back to Metro Manila.

We have 1 stop-over at SM Savemore San Ildefonso to buy some pasalubongs.

It's a 170+ km trip consuming almost 13L of fuel. That translates to 13.2km/L, far from the very optimistic result of 22km/L I got on my Insane Highway efficiency test a week ago.

Traffic Condition

It was actually a nice drive yesterday. We had a continous trip up to the end of Plaridel Bypass Road. I can say we are on the range of 80-110 km/h on average. After that the trip becomes slower due to the single lane and more vehicles on the national road 30-40km/h on average from San Rafael up to San Miguel. 

It took us 2 hours and 10 mins for a single trip. 1 hour and 50 mins on way back. 

I'm excited to cover longer distances soon.

Note: I've updated the post  How fuel efficient is 2017 Hyundai Tucson GL 2.0 manual based on this trip

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Fuel Consumption : Insane highway efficiency of Hyundai Tucson 2017 2.0 manual

Ok. So I'm back in Manila from the short out of town trip I did this weekend. I've previously published a post detailing the fuel consumption of the 2017 Hyundai Tucson 2.0 manual during a combination of heavy (stop and go traffic) and highway driving. This time, I wanted to know how efficient the car is if we have a theoretical pure highway cruising here in the Philippines. I decided to do the test went we are driving back to Manila from Los Banos, Laguna.

Route

The bulk of this leg of the trip is mostly highway. It is only when I turned right to Magallanes (EDSA) when I started to drive a bit slower. I started the test from Shell Turbina Highway (just near Calamba exit of South Luzon Expressway) filling up my tank with Shell Vpower and resetting all trip meter and fuel consumption meters on the dashboard. It ended at Shell Ayala cor Edsa.

amber is light traffic, green is highway speed

Without further ado, here it is..

Full Tank Method

The dashboard trip meter displays a whopping 18.0km/L (!!!) when I arrived at Shell Ayala ave. It even went up on an average of 19.7km/L (!!!) when I'm still at SLEX. The reading only went down when I get to EDSA which is we know, is definitely slower than on SLEX.

OK, so I'vé driven 45.2km and used up only 1.947L of fuel! That's just about P91.00 worth of gasoline when I topped up.

so the actual measurement using full tank methos is 45.2km / 1.974L = 22.88km/L. HOLY MACKEREL!!!!!

that is equivalent to

53.62 in US MPG
64.40 in MPG
4.38 in L/100km

What sorcery is this?! 

Pardon my reaction, it's just that coming from one hell of thirsty car (Ford Escape 2.0 AT)  - it surprises me that we can achieve this kind of efficiency on a similarly large displacement engine SUV (and I believe 3rd generation tucson is also heavier than 1st gen escape).

Just want to reiterate, the best I got from my escape is around 9.something km/L . 22.88 is more than double of that!

I can't wait to bring this nice piece of technology up in La Union soon. I'm excited.

How did I do it?

I just maintained the speed between 80-90 km/h. I noticed on the live FC meter that this range is the best speed for maximum efficiency.

You have to take note though that this scenario won't happen most of our drive time. This is like the best driving condition we can drive the car so watch out for another test that I will do. A more realistic out of town fuel efficiency test soon.

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Hyundai Tucson fuel consumption on mixed heavy traffic and highway driving (50/50)

I've decided to break in the car just before hitting 1000km. Break in as in driving highway speeds with varying RPMs between 800rpm to 3000rpm. That was the plan, which didn't really went so well. You see, the funny thing that I forgot to consider is that its a Saturday afternoon here in the Philippines. Saturday afternoon is synonymous to hellish traffic. To think that I'm also using a manual transmission so just imagine how tired my feet were after the trip.

The fuel consumption

The dashboard says I have a rating of 10.8 km/L . That's great in my standard considering that the best mileage I have achieved from my 2004 Ford Escape 2.0 AT is 9.8km/L pure highway driving.

The actual consumption using full tank method  is .....

7.98km/L

which is really not bad consider how traffic it was. Imagine we left at around 2:30pm and arrived at Los Banos, Laguna around 7pm.

See my next article to learn how I did on pure highway driving.

Traffic Situation

The traffic is heavy and in some cases, is on complete stand still.
Starting from Pasig all the way to Alabang (SLEX), we are crawling at 10-20kms/h. Beyond that, we were able to do highway speeds. Heavy traffic is encountered again from Bucal, Laguna up to Los Banos area.

Route

This is the route we follow. The trip started at Pasig City, Metro Manila and ended in Los Banos, Laguna

Highway speed is in green, heavy traffic in red

The post How fuel efficient is 2017 Hyundai Tucson GL 2.0 manual is updated based on the data I got from this test.

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Road to stealthy look : Matte black vinyl wrap on Hyundai Tucson stock grills

On my previous post, I've shared to you the details on ceramic coating applied to my car. I've also mentioned there about the incident where in my grill is accidentally scratched by the detailer. Here is a recap :

Some sort of accident happened while they were polishing the grills. The foam or polishing pad took off the buffing machine,  thus, the machine scratching my grill. It is the last thing I want to hear when I get a call from the detailing shop where I left the car right? Nonetheless, I'm not mad because....

So what we did is had the car grill wrapped by Don Euro Car Foil Manila. I chose the color matte black to complement the matte black plastics of the bumper and fog light provisions.

Cost and Warranty

This is a Php 2500 worth and 1 hour job to complete with labor and materials. Warranty is 1 year which is for me is long enough.

Location

Here is a google map link to the address

Future Plans

My future plan is to do the following to complete the stealthy look:

1. Plasti dip with Glossy Black the logos and emblems in front and at the black 
2. Cover the headlight and tail lights with a high quality smoked gray or smoked black tint
3. Cover the whole windshield with light black full tint
4. Replace the mags and tires with a larger gunmetal black rims and lower profile tires
5. and if the law allows, will add in fog light/blinker combo in between the grills

More Pictures below

Black Hyundai Tucson with black grills beside a Jeep Commander

Tucson right after the ceramic coating. Grill still in stock form

Don Euro staff in the process of putting the wraps

Completed grill

This is how it looks like at night

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How much increase in SRP will our favorite cars incur after the Automobile Excise Tax rates?

I just bought a 2017 Hyundai Tucson GL which goes for P1,113,000. If the said excise tax is implemented before I bought the car, my guess is I would have to shell out around P1,18x,xxx to take home one.

New Rates

The SRP of Automobiles listed above are computed using the formula in the table below.

I wish I could find the information on Net Manufacturing/Importation Prices of popular vehicles so I can do a more accurate computation myself using the rates on the table below.

Note : This are not yet approved or implemented. This is just the proposed rate of the DOF.

From Department of Finance / DOF FB

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