Thursday, August 24, 2017

How to transfer money from BDO to BPI (or any other banks) online

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I badly needed to transfer money to a BPI account last night. I have both a BPI and BDO account but my problem is that both accounts' "Transfer to anyone" is not yet enabled. Enabling "transfer to anyone" requires me to either:

  1. submit a physical signed form at the bank 
  2. go to the nearest ATM to get activation code
Both are not feasible considering its already late night - banks are closed, and it's really not that safe to be fiddling on ATM at night time figuring out the process of activation. 

I solved my problem by turning to Facebook and crowd source my problem. I got tons of reply in just several minutes and one suggestion that really works is by using Send Money to Another Local Bank feature of BDO on BDO's website. I didn't know there is such thing. Good thing my friends told me about it

Note : This can only be done on BDO's website not on the mobile app.

How to transfer money from BDO to BPI online

  1. Go to BDO's website (as of this writing it is https://www.bdo.com.ph/personal)
  2. Login to Online Banking
  3. After successfully logging in, go to the Navigate section on the right side of the page
  4. Hover to Send Money , then select Send Money to Another Local Bank
  5. You will be asked to fill in the required fields. You can transfer to a number of of local banks here, one of which is BPI. You just need to select the right Bank Code/Name on the Receiver Details.
Note: There is P100 charge for each transaction. It may take 2 business days before the credits reflect on recipient's account.

Click image to enlarge

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